SANGWA, Sixbert; MUTABAZI, Placide. Programmable CBDCs, Digital Identity, ISO 20022, and AI: Reconfiguring Power in Payment Infrastructures. Open Journal of Stewardship Economics & Ethical Innovation (ISSN: 3105-3068), [S. l.], v. 1, n. 2, 2025. DOI: 10.65655/p0w2r666. Disponível em: https://journals.openchristian.education/index.php/oj-sei/article/view/39. Acesso em: 2 oct. 2026.